The Policy Barn
Where insurance know-how is stored with care.
Just like a good barn keeps your tools, gear, and harvest safe, this space holds reliable guidance for protecting what matters most. From farm fields to front porches, we share practical insights and straightforward advice to help you navigate coverage with confidence. Settle in—we’re here to help you make sense of it all, one post at a time.
where insurance know-how is stored with care.
Just like a good barn keeps your tools, gear, and harvest safe, this space holds reliable guidance for protecting what matters most. From farm fields to front porches, we share practical insights and straightforward advice to help you navigate coverage with confidence. Settle in—we’re here to help you make sense of it all, one post at a time.
Our Annual Newsletter!
Hot off the presses! JM Insurance Group’s annual newsletter is now available!
Read to find out what we’ve been up to this past year, what charities we are involved in, our new office makeover, and more!
Our Annual Newsletter!
Hot off the presses! JM Insurance Group’s annual newsletter is now available!
Read to find out what we’ve been up to this past year, what charities we are involved in, our new office makeover, and more!
The Latest Policy Barn Posts
Early Closure for Good Friday
This Good Friday, we are going to be closing at Noon. We hope you have a wonderful and peaceful Easter Weekend!
What is Service Line Coverage?
What is Service Line coverage, and why should you ensure your policy has it if available? 🏡🔧🌱
This coverage can be endorsed on most Home policies and offers coverage for the repair or replacement of the lines leading up from the road to your home! Most of the time if a line is damaged or needs to be replaced, you are on the hook for it as a homeowner.
This cost-effective endorsement typically costs less annually than the coverage that utility companies offer, and it will cover things such as water, sewer, gas, power, and internet lines leading to the home. Most policies range from $10,000-$20,000 in coverage depending on your carrier!
Let us know if you have any questions! We can get into specifics by delving into your policy if you are interested. 😀 (406-534-8008)
#themoreyouknow #homeinsurance
Make sure that you are enrolled if you qualify for tax relief for Homesteads and Long-term Rentals!
The deadline has been extended to Friday, March 20th.
If you filed for a rebate and were accepted, you may be enrolled already, but it’s best to double-check and be sure! The tax rate difference is pretty significant if you are not enrolled.
Go to https://revenue.mt.gov/…/homesteads-and-long-term-rentals and see if you’re enrolled!
To get your Geocode:
– In Yellowstone County – https://www.yellowstonecountymt.gov/…/Prop…/index.asp…
1.) Type in your Property Number
2.) Type in your Street Name
Less is more! The GeoCode can be found towards the middle of the page.
– Outside of Yellowstone County-
1.) Search by address, click on the option that pops up for your property.
The GeoCode is right at the top under “Property Information.”
If you need help with finding your GeoCode or checking to see if you’re enrolled, we’re happy to assist!
Saint Patrick’s Day 2026
Happy Saint Patrick’s Day! 
We can’t promise lucky breaks, but we can protect you when they don’t happen!
Wishing you all a wonderful day.
Spring Forward 2026 – Daylight Savings Time
Daylight Savings is here! 
(March 10th, 2026)
Time to spring forward. Don’t forget to set your clocks forward an hour for tomorrow!
Local Service, Real Reliability
It’s crazy to think we’ve been in business for almost a decade!
Thank you to all of our friends and customers for allowing us to do what we love.
If you know someone that could also benefit from the JMIG experience, please send them our way! We would love to help them with their personal and small business insurance needs.
#smallbutmighty