JM Insurance Group

The Policy Barn

where insurance know-how is stored with care.

Just like a good barn keeps your tools, gear, and harvest safe, this space holds reliable guidance for protecting what matters most. From farm fields to front porches, we share practical insights and straightforward advice to help you navigate coverage with confidence. Settle in—we’re here to help you make sense of it all, one post at a time.

Person wearing a hat standing in a green field with mountains in the background.
Person wearing a hat standing in a green field with mountains in the background.

Where insurance know-how is stored with care.

Just like a good barn keeps your tools, gear, and harvest safe, this space holds reliable guidance for protecting what matters most. From farm fields to front porches, we share practical insights and straightforward advice to help you navigate coverage with confidence. Settle in—we’re here to help you make sense of it all, one post at a time.

Common Home Policy Exclusions

Ever wonder what claims are commonly denied on Home policies? Wonder no further! While some policies offer endorsements for these specific incidents, most policies do not include coverage for them. What do you do if you’re worried about these things not being covered? Check with your agent! Often times there

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